Personal Insurance
Domestic Dwellings
Covers your dwelling against accidental physical loss or damage other than that which is specifically excluded by the policy.
Domestic Contents
Covers your contents against accidental physical loss or damage whilst at the home or temporarily removed from the home,
Private Motor Vehicles & Motor Cycles
Covers accidental loss or damage to the insured vehicles other than that which is specifically excluded by the policy plus Liability in respect of damage to third party property arising from the use of an insured vehicle.
Boat
Covers your vessel against accidental loss or damage & liability in respect of damage to third party property arsing from the use of the vessel.
Farm Insurance
Cover your farm assets, dwellings, contents, liability, vehicles, dogs, machinery breakdown, livestock, plantation, boat, in one combined policy.
Travel & Corporate Travel
Cover your family for business & leisure travel worldwide.
Life Insurance
Covers the death of the life assured providing a lump sum payment.
Income Replacement
Covers up to 75% of your income if unable to work due to sickness or accident after a specified time frame.
Key Person Cover
Covers a key person in your business becoming disabled due to sickness or accident and being unable to work. Can also protect the business against the Death or Total and Permanent Disablement of a Key Person.
Mortgage Protection
Covers the repayment of a mortgage, with options including covering the event of the life assured’s death, critical illness, becoming disabled or involuntary redundancy.
Trauma
Provides a lump sum payment if the life assured experiences a specified critical illness or accident.
Total and Permanent Disablement
Provides a lump sum payment in the event of becoming totally and permanently disabled.
Share Purchase Cover
Covers the death or permanent disablement of a share holding partner enabling the remaining partners to buy them or their estate out of the business.
