Covers insured property, which can be your buildings, plant & stock, against accidental physical loss or damage other than that which is specifically excluded by the policy.
Covers the reduction in Gross Profit following a loss that is insured under the Material Damage policy.
Covers accidental loss or damage to the insured vehicles other than that which is specifically excluded by the policy plus Liability in respect of damage to third party property arising from the use of an insured vehicle.
Covers your legal liability for property damage, personal injury and your defence costs.
Covers your defence costs and awards made against you for claims made by employees for at work injury not covered by ACC.
Covers your defence costs and penalties incurred as a result of innocent breaches of all Acts of Parliament except those specifically excluded in the policy.
Covers accidental loss or damage to goods entrusted to the insured for carriage for which they are legally liable under the carriage of goods act 1979.
Covers your legal liability for incorrect advice, errors or omissions whilst acting in a professional capacity that causes a client to suffer financial loss or personal injury.
Directors & Officers Liability
Covers the personal liability for directors & offices of a company arising from wrongful acts committed in their capacity as directors or officers of the company.
Covers the costs incurred in defending and/or settling an employment dispute
Trustees Liability insurance covers trustees against claims for liability arising from alleged Wrongful Acts in performing their duties as trustees
Covers theft of money or goods by employees.
Covers your property under construction against accidental physical loss or damage other than that which is specifically excluded by the policy.
Advanced Loss of Profits
Covers the owner of property under construction in respect of financial losses resulting from the delayed completion of the project, provided the delay is caused by an occurrence which is covered by the Contract Works policy.
Cover your imports/exports and/or your property in transit within New Zealand.
Covers your vessel against accidental loss or damage & liability in respect of damage to third party property arsing from the use of the vessel.
Covers your machinery against breakdown and the costs involved to repair or replace the damaged machine.
Machinery Breakdown Business Interruption
Covers the reduction in gross profit following a claim under the machinery breakdown policy.
Travel & Corporate Travel
Cover your employees & family for business & leisure travel worldwide.
Provides cover for unexpected bad debts, thereby protecting cash flow and profits.
Covers your aircraft against loss or damage & liability to third party property arising from the use of the aircraft
Covers the expenses incurred if an event is cancelled due to unforeseen circumstances.
Provides cover for events such as a hole in one or kick the ball though the post, up to the specified amount if the prize is won.
Provides cover for racing, breeding & stud horses against death, theft & infertility.